Rtngs used to be good, now the way they simp for big companies is crazy bad now.

they changed their scoring system to favor big companies ( burn in tv issue hidden, adware in tv are not ranked) reliability is not a factor anymore as Samsung garbage tv are ranked 9 while they literally last 6 months.

The banking sector is changing for more of a retail commerce platform and most of banks are giving more options within apps.

For the record Fuck the banks i am just answering you why people prefer the apps.

Its poison, slow and social poisoning marketed and sold as a product to consume